Group Benefits

Why Choose the PSEA Health & Welfare Fund?

The PSEA Health & Welfare Fund is a separate legal entity with the focus of providing benefits to Pennsylvania school employees. It is our goal to provide an opportunity for school employers and employees to purchase competitively priced programs.   We understand that both school district and employee budgets are tight. The Fund can provide a tremendous opportunity for significant savings.

The Fund puts customer service as a top priority, and we believe in providing employers and employees with the same high level customer service. The Fund does not get involved in labor/management issues such as negotiating labor contracts or grievances. Our sole purpose is to provide benefits to Pennsylvania school employees.

The Fund works to customize plans to meet specific district needs. The dental, vision, life and disability plans offered by the Fund can be tailored to match the specifics of each district even if they have multiple plans covering multiple groups. Additionally, the Fund can cover all employees including administrators, bargaining unit employees and non bargaining unit employees.

By choosing the PSEA Health & Welfare Fund, districts can optimize savings through the Fund's large purchasing pool, gain the ability to cost out benefit changes, choose self-funded or fully-insured programs, ease the burden on district staff with billing and enrollment functions and receive a high level of customer service including help with potential carriers and/or coverage issues.

Products Offered Through the Fund - The following group benefits can be offered to all district employees

Group Dental Coverage

• Uses the United Concordia (UCCI) Network of Providers
• Self-Insured and Fully-Insured Rates Available

Group Vision Coverage

• Uses the National Vision Administrator (NVA) Network of Providers
• Self-Insured and Fully-Insured Rates Available

Group Life Insurance

• Coverage for employer provided benefit

and/or

• Coverage for employees on a voluntary basis

Group Disability Insurance

• Coverage for employer provided benefit

and/or

• Coverage for employees on a voluntary or buy-up basis

Flexible Spending Accounts (FSA)

• The Fund has designed and endorsed a low cost FSA product.

Individual Voluntary Coverages

• The Fund offers individual insurance programs including a discount vision program,  a discount dental program and a retiree dental & vision program. 

PSEA HWF Printable Overview

Contact us for a quote or further informaion on how we can help you save on benefit costs for your district or association at 1-800-944-7732  ext 7024.